Licensed & Insured in Virginia · Class A License #2701036327 · Serving Central VA Since 1987
Complete Roof Replacement
Charlottesville VA
Done Right. Done Fast. Done by Morgan.
When it's time to replace your roof in Charlottesville — whether you're dealing with age, storm damage, leaks, or an insurance claim — Melvin T. Morgan Roofing gets it done. We've been replacing roofs all across Charlottesville, Albemarle County, and central Virginia since 1987. No suprises. No shortcuts.
Here's What To Do About It.
It usually starts small. A water stain shows up on the celing in the back bedroom. A dark spot near the chimney after a heavy rain. Maybe a shingle or two blows off during that bad storm that passed through the Blue Ridge neighborhoods last fall. It don't seem like a huge deal at first. You patch it, you put it off.
But here's the thing — by the time most Charlottesville homeowners call us, what started as a minor fix has turned into a full-blown problem. Rotted decking. Mold growing inside the walls. Insulation that's been soaked and is now useless. We've been doing complete roof replacement in Charlottesville VA since 1987. We've seen it all — and we'll tell you straight: it's almost always cheaper to just replace the roof early than wait until you've got serious structural damage.
Give us a call at 434-984-3898. We'll come out, inspect the roof for free, and give you an honest written report. No pressure. We'll show you exactly what's going on up there.
⚠ Signs You Need a Roof Replacement — Not Just a Repair
- Shingles are curling, cracking, or going bald
- Missing shingles in multiple places after wind or hail
- Dark stains or streaks running down the roof deck
- Roof is 20+ years old and never been replaced
- Granules in your gutters and downspouts
- Sagging or soft spots when walking the roof
- Daylight visible through the attic boards
- Energy bills keep going up for no obvious reason
- Moss or algae growth that won't come off
- Your insurance adjuster said the roof needs replacing
"We called Melvin T. Morgan after noticing water spots in our ceiling in the Fry's Spring neighborhood. They came out the next morning, did a full inspection, and had our new roof installed in two days. Best decision we made." — Sarah M., Charlottesville VA
Complete Roof Replacement Services — Charlottesville VA
We handle every type of roof replacement in Charlottesville VA — from a single-family home in Belmont to a commercial building near the UVA corridor to a multi-family property out in Crozet. Here's a rundown of what we do:
Residential Roof Replacement Charlottesville VA
Full tear-off and new roof installation for single-family homes across Charlottesville and Albemarle County. We use quality materials, clean up completely, and back our work with a written warranty.
Commercial Roof Replacement Charlottesville VA
Flat roofs, TPO systems, EPDM membranes, and more for commercial properties in and around Charlottesville. We work around your schedule to minimize business disruption.
Multi-Family Roof Replacement Charlottesville VA
Apartment buildings, condos, townhome complexes — we coordinate large-scale replacements for property managers and HOAs throughout the Charlottesville area.
New Roof Installation Charlottesville VA
Adding a new construction home or finishing a garage or addition? We do full new roof installations from the deck up — properly flashed, ventilated, and built to last.
Full Roof Replacement Near Charlottesville VA
We serve all of Albemarle County, Fluvanna, Louisa, Orange, and the surrounding areas. If you're within a reasonable drive of Charlottesville, we can come to you.
Roof Replacement Contractor Charlottesville VA
Looking for a reliable roof replacement company in Charlottesville VA you can actually trust? We've been doing this since 1987 and our reviews speak for themselves. Call us for a straight answer.
Storm Damage Roof Replacement Charlottesville VA
Charlottesville gets hit hard every spring and summer. The storms that roll through the Blue Ridge and across Albemarle County can do serious damage to your roof — wind, hail, falling branches, and severe moisture intrusion can all turn a perfectly good roof into a replacement job overnight.
We work with insurance companies every single week. We know how the claims process works, what adjusters look for, and how to make sure you're getting the full value of your claim. Don't let your insurance company shortchange you. Call us first — before you accept any settlement.
We document everything. Photos, written reports, material assessments. We'll go to bat for you with your insurance adjuster to make sure your insurance approved roof replacement in Charlottesville VA covers what it should.
📞 Call 434-984-3898 NowWind Damage Roof Replacement
High winds blow off shingles, lift flashing, and expose your deck to water. We assess the full damage — not just the obvious stuff.
Hail Damage Roof Replacement
Hail bruises shingles and knocks off granules, which shortens roof life fast. Insurance often covers this — we'll help you make that call.
Roof Replacement After Storm Damage
After any major storm in the Charlottesville area, call us for a free inspection before water damage works its way into your home.
Tree & Debris Damage
Fallen trees and large branches can penetrate decking and rafters. We assess structural damage as part of every storm inspection.
Ice Dam & Snow Load Damage
Virginia winters don't mess around. Ice dams and heavy snow loads cause leaks, damaged gutters, and compromised decking.
Every Roofing System — Installed & Replaced in Charlottesville
Not every roof is the same. A historic home in the Belmont neighborhood has different needs than a flat-roofed commercial building near downtown Charlottesville. We install and replace every major roofing system — and we'll help you pick the right one for your budget, your property type, and how long you plan to stay in the home.
Not sure which material is right for you? Call us. We'll walk you through the options with zero pressure, give you a written quote, and let you decide. That's how we've been doing it since 1987.
Get a Free Written Estimate"We replaced our old 3-tab shingles with architectural shingles and the house looks completely different. Melvin T. Morgan's crew was professional, fast, and cleaned up everything before they left. Couldn't be happier with our new roof."
— David R., Charlottesville VA
Asphalt Shingle Roof Replacement Charlottesville VA
Standard 3-tab or architectural shingles — the most common choice for Charlottesville homes. Great value, 25–30 year lifespan, and available in dozens of colors. We carry top manufacturers and provide full manufacturer warranties.
Architectural Shingle Roof Replacement Charlottesville VA
Dimensional shingles give your home depth, character, and better wind resistance than 3-tab. They're the upgrade most Charlottesville homeowners choose when they go through an insurance replacement — and they look great on older homes.
Designer Shingle Roof Replacement Charlottesville VA
Want the look of slate or cedar shake without the cost or weight? Designer shingles are a popular choice for historic homes near the UVA campus and in older Charlottesville neighborhoods. Premium look, backed by serious warranties.
Metal Roof Replacement Charlottesville VA
Metal roofing lasts 40–70 years, is fire resistant, handles heavy snow and ice, and can actually lower your energy bills. We install exposed fastener and concealed fastener metal roofing for homes and light commercial buildings.
Standing Seam Metal Roof Replacement Charlottesville VA
The cleanest, most premium metal roofing option. Concealed fasteners, superior water resistance, and sleek modern looks. Great for contemporary homes and commercial properties in Charlottesville.
Flat Roof Replacement Charlottesville VA
We replace flat and low-slope roofs on commercial buildings, apartment buildings, and residential additions throughout Charlottesville. Proper drainage design is everything on a flat roof — we get it right.
EPDM Roof Replacement Charlottesville VA
EPDM rubber roofing is a durable, cost-effective solution for commercial flat roofs. We install fully-adhered and mechanically-attached EPDM systems with proper flashing and drainage.
TPO Roof Replacement Charlottesville VA
Thermoplastic polyolefin (TPO) roofing is energy-efficient, weld-seamned, and becoming the go-to flat roof system for commercial buildings in Charlottesville and Albemarle County.
Roof Tear Off, Decking & Full System Replacement — Charlottesville VA
A lot of roofing companies skip the important stuff — pulling the old roof down properly, inspecting the deck, replacing damaged boards before the new roof goes on. We don't skip steps. A new roof is only as good as what it's sitting on.
Roof Tear Off & Replacement Charlottesville VA
We do full tear-off on virtually every job — stripping the old shingles, underlayment, and flashing right down to the deck. This gives us a clean look at the roof structure and lets us address any rot, soft spots, or broken rafters before the new roof goes on.
Some contractors want to layer over existing shingles to save time. We don't recommend that for most situations. You deserve to know what's under your new roof — and so do we before we put our name on it.
Roof Decking Replacement Charlottesville VA
During tear-off, we inspect every square foot of the decking — the plywood or OSB sheets that sit between your rafters and the shingles. Any boards that are soft, rotted, warped, or water-damaged get replaced right then. We use quality 7/16" OSB or 1/2" plywood and price out deck replacement transparently before we start.
In older Charlottesville homes — especially those built before the 1970s — we often find original board decking that needs replacement or reinforcement. We handle it all.
Full Roofing System Replacement Charlottesville VA
When we say "full roofing system," we mean the complete assembly — not just the shingles. That includes: new synthetic underlayment, proper ice and water shield in valleys and at eaves, new flashing at all penetrations and walls, new ridge cap, and proper ventilation.
Getting the ventilation right is something a lot of contractors get wrong. Proper attic ventilation extends the life of your roof and keeps your energy bills down. We design the ventilation as part of every full replacement.
New Roof Installation Charlottesville VA
Building a new home or addition in the Charlottesville area? We work with builders and homeowners on new construction roof installations. We follow Virginia residential code requirements, provide proper documentation for inspections, and deliver a clean, quality install every time.
We're familiar with the building requirements across Charlottesville, Albemarle County, Fluvanna, and the surrounding jurisdictions. Call us early in the process so we can schedule and coordinate with your builder.
Our Roof Replacement Process — No Suprises, No Nonsense
We know having your roof replaced is a big deal. We try to make it as painless as possible. Here's exactly what happens from the first call to the final cleanup:
Free Inspection
We come out, get on the roof, and give you a written assessment. No charge, no obligation.
Written Estimate
You get a detailed written quote — materials, labor, deck replacement if needed. All spelled out.
Insurance Help
If you're filing a claim, we work directly with your adjuster and document everything for you.
Installation Day
Full tear-off, deck inspection, new roof system installed. Most jobs done in one to two days.
Final Walkthrough
We walk the job with you, clean up completely, and go over your warranty documentation.
Insurance Approved Roof Replacement Charlottesville VA
Filing a roof insurance claim in Virginia can be confusing and frustrating — especially if you've never done it before. Insurance adjusters work for the insurance company. We work for you.
We've helped hundreds of Charlottesville area homeowners get their full insurance benefit for storm damaged roofs. We document everything properly, submit accurate claims documentation, and follow up with adjusters to make sure your claim is handled fairly.
If your adjuster lowballed your claim, call us. We know how to ask for a re-inspection and we know what to show them. Don't accept a settlement that won't actually cover a proper roof replacement in Charlottesville VA.
- 1
We Inspect Your Roof First
Free inspection to document storm damage before you even call your insurance company.
- 2
You File Your Claim
We help you understand what to say and what documentation to provide to your adjuster.
- 3
We Meet the Adjuster
We're on-site when your adjuster comes out to make sure nothing gets missed.
- 4
Approval & Scheduling
Once approved, we schedule your full roof replacement and get you on the calendar fast.
- 5
Job Done Right
New roof installed. All insurance documentation provided. You're covered.
Why Charlottesville Homeowners Call Melvin T. Morgan
We've been doing this a long time. Here's what actually sets us apart from the roofing companies that show up after a storm with a crew you've never seen and a quote that looks too good to be true.
37+ Years in Business
We started in 1987 and we're still here. That means we'll be around if you ever need warranty work — not some fly-by-night crew that disappears after the job.
Written Estimates, Written Warranties
Everything in writing. Your estimate, your material specs, your workmanship warranty. No verbal promises that are hard to hold anyone to later.
Free Roof Inspections
We don't charge to come look at your roof. We'll get up there, take photos, and give you a straight assessment. You shouldn't have to pay just to find out what's wrong.
Fast Scheduling
We know a damaged roof can't wait. We move quickly — typically from estimate to installation within days, not weeks. Storm damage gets priority treatment.
Insurance Claim Experts
We handle insurance claims all the time. We know the process, we know what adjusters look for, and we know how to make sure you get a fair settlement.
Licensed & Insured in Virginia
Fully licensed roofing contractor in the Commonwealth of Virginia. Proper liability insurance and workers compensation. Protect yourself — always ask to see this before you sign with anyone.
Commercial Roof Replacement Charlottesville VA — All Property Types
A leaking commercial roof is a business problem — not just a building problem. Lost inventory, liability issues, unhappy tenants, and failed inspections are all downstream of a roof that's past its prime. We work with commercial property owners, landlords, HOAs, and property management companies across Charlottesville and Albemarle County.
We understand commercial jobs have tighter schedules and higher stakes. We'll work with you to minimize disruption, provide proper documentation for your building records, and get the job done right the first time.
📞 Call for Commercial QuoteCommercial Roof Replacement
Office buildings, retail, industrial, light commercial — TPO, EPDM, modified bitumen, metal.
Multi-Family Roof Replacement
Apartment complexes, condos, townhomes, and HOA communities throughout the Charlottesville area.
Flat Roof Replacement
Fully adhered and mechanically fastened membrane systems with proper drainage design.
TPO Roof Replacement
Heat-welded seams, energy-efficient white membrane, great for Charlottesville's hot summers.
EPDM Roof Replacement
Rubber membrane roofing — cost-effective, durable, and proven for decades on commercial buildings.
What Charlottesville Homeowners Are Saying
"We had storm damage after that bad wind storm last spring near Pantops Mountain. Melvin T. Morgan came out fast, documented everything for our insurance company, and had our roof replaced within the week. They handled everything and the new roof looks great."
"Called after noticing dark spots on our ceiling in Belmont. They came the next morning, got on the roof, showed us photos of the damage, and gave us a written quote. Had the whole thing replaced in two days. Best roofing experience I've ever had."
"We went with standing seam metal roofing on our older home near the UVA area. Melvin T. Morgan's crew knew exactly what they were doing, worked clean, and the installation looks perfect. Worth every penny and we won't need another roof for 50 years."
Roof Replacement Near Charlottesville VA — We Come to You
We serve all of Charlottesville city and the greater Charlottesville metro area — including every neighborhood in the city and communities throughout Albemarle County and beyond. If you're searching for a roof replacement contractor near Charlottesville VA, you're in the right place.
Our Charlottesville office is local — we're not a national chain that subcontracts everything out. When you call us, you get our team. Same guys who give you the estimate install your roof.
📞 Call Our Charlottesville OfficeNeighborhoods & Communities We Serve
Roof Replacement Questions — Answered Straight
Real questions from Charlottesville homeowners. Real answers.
How much does a complete roof replacement cost in Charlottesville VA? +
How long does a roof replacement take in Charlottesville? +
Does homeowners insurance cover roof replacement in Charlottesville VA? +
Should I repair or replace my roof? +
What types of roofing shingles do you use in Charlottesville VA? +
Do you do commercial roof replacement in Charlottesville VA? +
What areas near Charlottesville do you serve? +
Do you offer financing for roof replacement in Charlottesville? +
Roof Replacement Financing Available — Charlottesville VA
Don't let the cost of a new roof turn into a water damage disaster. We offer financing options for qualified homeowners. Ask about it when you call — we'll walk you through what's available.
Ready to Replace Your Roof in Charlottesville VA?
Don't wait. Get a free estimate from the roofing contractor Charlottesville has trusted since 1987. We'll inspect your roof, give you a written report, and give you a straight quote. No pressure, no runaround.
Roofing Contractor
Melvin T. Morgan Roofing & Sheet Metal Co., Inc.